Loan Modifications ... Short Sales ... and other
loan workouts
Are you one of the many troubled property owners stuck in the real estate downturn?
Do you want to stay in your home but you can’t afford your loan anymore? A loan modification may be the answer for you.
Is your loan higher than the value of your home? A short sale, foreclosure or a loan modification may be your way out.
Your investment property is upside down? A short sale, loan modification or foreclosure may be your solution.
Does your loan fit into the Making Home Affordable Modification or Refinance Program? Your second loan too?
Can your lender get a deficiency judgment against you if you sell short? Will you receive a 1099 for cancellation of debt income?
Are you trying to figure out which direction to go in, but can't analyze it all?
We can answer all these questions for you at affordable rates. With 27 years of experience as a real estate attorney, real estate mediator, real estate developer and real estate broker, Marilyn is particularly suited to help you find a way out of your real estate challenge. And, having been caught in the downturn herself with 9 properties, Marilyn is sensitive to financial challenge and has rolled her rates back to 2003. These are the most popular flat fee loan workout services we provide. See our Fees page for a full description of these services and the fees we charge.
1. Loan Modification Facilitation with Forensic Audit and Property Valuation.
2. Loan Modification Facilitation without Forensic Audit or Valuation.
3. Forensic Audit of your Loan Documents as a separate service.
4. Comprehensive Analysis of Short Sale/Foreclosure Ramifications [deficiency judgments, 1099s, credit reporting] and helping you decide which is best for you.
5. Settlement of second loan for less than due.
6. Proactively Experiencing Foreclosure.
7. Short Sale Facilitation.
8. Coaching you through any of the above loan workouts.
9. Consulting with you regarding the various options that are now available under the Obama Plan.
10. Property Tax Modification.
See our Fees page for a full description of these services and the fees we charge and our FAQs page for more information about these processes.