Loan Modifications ... Short Sales ... and other
loan workouts
Are you one of the many troubled property owners stuck in the real estate downturn?
Do you want to stay in your home but you can’t afford your loan anymore? A loan modification may be your answer.
Should you try to settle your second loan short before modifying the first? Is it possible?
Have you been denied for a loan modification? We may be able to help you rectify the reason why.
Do you have an Option Arm loan? There might be a special program to modify your loan or short sell.
Is your loan higher than the value of your home? A short sale or a loan modification with a principal reduction may be your way out.
Your investment property is upside down? A short sale or loan modification may be your solution.
Does your loan fit into the Making Home Affordable Modification or the Second Lien Program?
Are you unemployed? You might qualify for the new assistance program for unemployed homeowners.
Can your lender get a deficiency judgment against you if you sell short?
Are you eligible to receive payment at short sale under the Home Affordable Foreclosure Alternatives Program?
Will you receive a 1099 for cancellation of debt income?
Are you trying to figure out which direction to go in, but can't analyze it all?
We can answer all these questions for you at affordable rates. Just E-mail Marilyn, she will reply with a couple of forms. Complete them, email them back to Marilyn, and for a fee of $375 she will consult with you and help you understand the choices available to you. (They seem to change weekly.) With 27 years of experience as a real estate attorney, real estate mediator, real estate developer and real estate broker, Marilyn is particularly suited to help you find a way out of your real estate challenge. And, having been caught in the downturn herself with 9 properties, Marilyn has extensive experience in working out loans and is sensitive to your personal challenge. And, to help you in these lean times, she has rolled her rates back to 2003 and is also willing to consider helping without charge. See our Fees page for a full description of services and fees we charge and our FAQs page for more information.
